This whole debt journey really makes you scrutinize spending!  It’s good, blah blah blah, also it’s annoying.  Here’s our most recent discovery: we were budgeting $680/month for groceries, but really spending $1,000-1,200.  That’s a pretty good discrepancy.  We didn’t know which number was reasonable, so I did some research (meaning I asked on Facebook).  You guys gave me some great tips!

Here are the current steps I’m taking to see what is reasonable – both in terms of budget and purchasing decisions.
1. Meal planning.  I’ve always made a meal plan, but I’ve never started by seeing what meat is … Read the rest

Again.  Day 1 again.  This isn’t the first time we’ve decided to really, really work on this.  But we keep trying, one decision at a time.

Earlier this month Chad and I had a “come to Jesus” budget talk.  Here’s where it currently stands: we have…a decent amount of car and credit card debt.  I am certainly not proud of this, and I don’t want to write about it, but here’s why I have to.
1. I’m scared. But God has not given us a spirit of fear.
2. I’m ashamed and want to keep this hidden. We are not … Read the rest